What to Do When You Need a Cash Loan Quickly

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So you need cash quickly and don’t know where to turn? You’re not alone. Many people find themselves in situations where they need money quickly but don’t have the time or resources to complete a long loan application process. Thankfully, several options are available for borrowers who need a cash loan quickly. In this post, we’ll discuss those options and how to get a quick loan. Stay tuned!

1. Personal Loans

Personal loans come in handy during emergencies because you can usually quickly get the money you need. Most personal loan providers have an online application process that you can complete in just a few minutes. Once approved, the money will be deposited into your account within a few days. The downside to personal loans is that they often have high-interest rates. So if you’re not careful, you could end up paying more in interest than you originally borrowed.

However, many bad credit lenders don’t check your score, so a personal loan may be the best option for you if you have bad credit. Notably, having a good credit score can get a lower interest rate.

2. Payday Loans

Securing a payday loan is one of the quickest ways to obtain cash. Viva Paydays offers quick cash loans with no credit checks required. All you need is a steady source of income and an active checking account. Applying for a payday loan is quick and easy, and you can often get the quick cash loans at Viva Paydays you need in as little as 24 hours.

If you find yourself in a situation where you need quick cash, a payday loan from Viva Paydays is a great option. With quick approval and fast funding, you can get the cash you need to manage your financial emergency. So don’t hesitate to apply for a payday loan today!

3. Credit Card Cash Advance

If you need to cover your emergencies, you can use your credit card to get a cash advance. This is quick and easy, but it does come with some fees. You will be charged a cash advance fee, and you will also be charged interest on the money you borrow. This is not the ideal solution, but it can help you out in a pinch.

4. Pawn Loans

Pawn loans are also another lucrative way of securing quick cash. It is a quick and easy process that can be done at any pawnshop. All you need is an item of value that you can put up as collateral, and you can walk out with the cash you need in hand. The only downside to this method is that you will lose your collateral if you cannot repay the loan.

5. Secure A Loan From Your Retirement Account

Similarly, you can also take a loan from your retirement accounts, such as a 401(k) or IRA. Note that you’ll have to pay the money back with interest, and you may be charged a penalty if you’re younger than 59 years. But if you’re in a bind, this could be a quick and easy way to get the cash you need.

6. Borrow From Your Life Insurance

If you have a life insurance policy, you may be able to borrow against it. This option is typically only available if you have a whole life insurance policy. You usually don’t have to repay the loan as long as you live, but the interest rates are typically high.

Before taking out a loan against your life insurance policy, understand the terms and conditions. You don’t want to owe more money than your policy is worth.


If you’re in a bind and need quick cash, don’t despair. Viva Payday Loans offers quick cash loans to help you get through a challenging financial situation. Apply today and get the money fast. Contact us today to learn more about our quick cash loans.

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