Let Nothing Spoil The Trip Of A Lifetime – The Importance of Travel Insurance in Bali

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Bali is an exotic-sounding enigma in the minds of many Australians. Incredibly close geographically, yet so distant in other ways, from the culture to the cuisine. With a seemingly endless supply of stunning rice terraces, steamy jungles, and volcanic-sand beaches to explore, Bali might have it all and isn’t too far away. To put it into context in terms of distance, it is closer from Perth to Bali than it is from Perth to Melbourne. 

So, with a sublime, game-changing destination on the doorstep, it is not hard to see why so many Australians make their way across to Bali every year to see what all the fuss is about.  Whether undertaking a culinary masterclass, spiritual awakening, or a sun-soaked week of late nights and morning lattes, Bali has everything you need. 

Travel Insurance for Bali

Like any overseas trip, a jaunt to Bali comes with certain risks you would be wise to protect yourself against. Travel insurance for Bali is an essential element of any trip and one that you should not neglect. In this article, we will look at the reasons for this and the non-negotiable factors to look for in any travel insurance for Bali. Immigration requirements can vary when you arrive, but all the travel sites and blogs will tell you that it is a legal requirement to be granted entry, so you should treat it as such. Putting the common sense reasons for having insurance aside, the last thing you want is to be turned around and sent back home because you did not have the requisite paperwork. So, what should you look for in your travel insurance for Bali?

Medical Cover

If your chosen policy has nothing else, it must contain ample medical cover should the worst happen and you need medical attention. Bali is notoriously hit-and-miss in terms of its medical capabilities and can be extremely expensive. It is no exaggeration to say your loved ones will be remortgaging their homes if you require complex medical treatment and do not have sufficient travel insurance in Bali. Luckily, there is no shortage of affordable options that cover you for almost any eventuality, including, but not limited to:

  • Medical emergencies
  • Repatriation
  • Extended hospital stays
  • Funeral expenses 

The Temptation of Two Wheels

One thing that no travel insurance for Bali will cover is any injuries you incur as a result of riding around on two-wheeled vehicles. It is simply too all-too-common and predictable for insurance companies to provide cover, and you should think long and hard before renting any scooter or motorbike in Bali. If you are experienced, capable, and confident, you might be prepared to take your chances, but if any of those elements are lacking, don’t even think about it. The bars and cafés are already brimming with people sporting the latest road rash and exhaust burn fashion. Don’t be a cliché and add to their numbers. 

Final Thoughts

There are other considerations to be made when searching for the perfect travel insurance in Bali, but those are all incidental features compared with medical coverage. Compare levels of delayed flight and baggage-loss reimbursement at your leisure, but remember – you will get there eventually, and lost bags can be replaced. Your health cannot.

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